Insurance

Safe Deposit Box Insurance

Atland Precious Metals Security and Courier Company, we offer our clients a comprehensive insurance policy to cover the contents of their safe deposit box. Clients can acquire immediate insurance cover for the contents of their safe deposit box at Atland Precious Metals Security and Courier Company to the value of the contents of their box.  This will also allow our clients to avail of much lower household premiums by storing their valuables with us – please check with your insurer for further details. Premier Vault Security Company Limited also provide complimentary insurance to all box holders for year 1 of rental. Each box can be insured at an additional cost. Higher insurance amounts by request – Please contact us to find out more.

Please note our clients are not required to disclose the nature of the items stored in their box at the time of rental. In the highly unlikely event of a claim, a client would be required to disclose the nature of the items to which the claim relates and, as with any insurance claim, you will be required to back up any claim with proof of the items being claimed. We would recommend that you keep valuation certificates, invoices and/or photographs of the items stored
Many investors who acquire precious metals as an asset and as a way to diversify their investment portfolios are storing them in insured depositories rather than taking personal possession for the sheer fact that Atland Precious Metals Security and Courier Company offers 100% insurance protection.

Atland Precious Metals Security and Courier Company secure facilities are insured through an all-risk policy. This caliber of coverage is only available at select precious metal depositories. Physical silver and gold are financial assets that have served as a medium of exchange almost since the beginning of time. Today, individual investors can buy and store gold and silver in various forms, particularly bullion bars and coins and certified numismatic coins.

Many precious metals investors who store their investments at home are surprised to learn that their homeowners’ insurance policy does not cover investment-grade precious metals. And, for those fortunate to have a homeowners policy that allows the homeowner to take out additional coverage for investment-grade precious metals, the maximum per piece limit is typically around $2,000.

Those investors who opt to store their precious metals investments in a bank safe deposit box are often surprised to hear that the FDIC does not insure any U.S. safe deposit boxes. Furthermore, almost all banks do not self-insure their safe deposit boxes. So, if the bank’s safe deposit boxes are broken into (internally or externally) or hit by a natural disaster, war, or destruction, none of the contents within the boxes would be covered.

Investors who deposit their gold and silver at any of the three International Depository Services Group secure depositories are the managers of that metal. Nothing can be done with their metal without their written instructions.